FAQ

Why should I use a broker?
Making use of BrisLoans mortgage broking service is beneficial to you that you will receive a professional service, with a broker who is knowledgable in loan structuring, servicability factors and bank policy. With this knowledge you can receive an informed opinion as to the most suitable loan product for you within the lending market, as well as assist in the entire loan process, saving you time and potentially money.

How much does it cost to use a broker at BrisLoans?
We do not charge for our mortgage broking service, where instead we are remunerated from commissions from the bank in which we write loans to. All commissions and payments are transparently disclosed to customers prior to any decisions being made. Whilst we are remunerated by the lenders, we do not work for the banks, we work for you.

How do you help with the loan process, as opposed to going directly to a bank?
Quite simply, if you walk into a bank and ask for the best loan, will they tell you their competitor provides a better deal? At BrisLoans our goal is to find the most competitive product which is most suitable for you. Our focus isn’t upon what is good for the bank, but providing you with the best deal.

What advice can you give?
BrisLoans at this current time provides advice in regards to debt structuring and lending advice. As a matter of legal and regulatory matters, we are unable to provide taxation or investment advice. We can however refer you to accounting and Financial Planning services which can fulfill these needs for you. In many cases combining the services of a mortgage broker with these professions can result in more effective delivery of services and benefit to the customer.